FAQs

Q: What is predatory lending, and how can I tell if I'm a victim?

Predatory lending involves unfair or deceptive loan terms that take advantage of borrowers. This can include excessively high interest rates, hidden fees, or deceptive practices . We can review your loan documents to determine if your loan may be predatory and advise you on potential legal remedies.

Q: I received a notice of foreclosure. What should I do?

Time is critical. Contact us immediately so we can review the notice for compliance with Texas law, discuss your options for stopping or delaying the foreclosure , such as loss mitigation or bankruptcy, and explore potential legal defenses.

Q: What is a Qualified Written Request (QWR) and how can it help me with a mortgage problem?

A QWR is a formal written request to your mortgage servicer about errors or for information about your loan. Sending a QWR triggers the servicer's legal duty to respond and investigate your concerns, which can help resolve issues like misapplied payments or incorrect fees.

Q: I'm having trouble making my mortgage payments. What are my options?

We can review your situation and help you understand options like loan modification, forbearance, repayment plans, or other loss mitigation programs offered by your lender. We can also advise you on the foreclosure process in Texas.

Q: What are the potential outcomes of engaging your firm for MCA Debt Defense?

Potential outcomes include stopping harassment, negotiating a more favorable repayment plan or settlement, defending against a lawsuit or confessed judgment, and potentially recovering damages if the MCA lender violated the law.

Q: How much does it cost to hire the J. Gannon Helstowski Law Firm for MCA Debt Defense?

We offer a consultation to discuss your case and our fee structure. Fees may vary depending on the complexity of your situation.

Get a complimentary personal consultation.

Call us today at (800) 891-6988

Free Phone Consultation

Other Practice Areas

Overview

J. Gannon Helstowski Law Firm

Principal Office

5209 Heritage Ave, Ste 510

Colleyville, TX 76034

(800) 891-6988

FAQs

What is predatory lending, and how can I tell if I’m a victim?

I received a notice of foreclosure. What should I do?

What is a Qualified Written Request (QWR) and how can it help me with a mortgage problem?

I’m having trouble making my mortgage payments. What are my options?

What are the potential outcomes of engaging your firm for MCA Debt Defense?

How much does it cost to hire the J. Gannon Helstowski Law Firm for MCA Debt Defense?

Get a complimentary personal consultation.

Other Practice Areas

Overview

J. Gannon Helstowski Law Firm