Yes, we help consumers address and resolve credit report inaccuracies under the Fair Credit Reporting Act (FCRA). Our experienced team works diligently to ensure your credit file accurately reflects your creditworthiness through the following services:
Credit Report Analysis:
- Comprehensive review of all three major credit bureau reports
- Identification of potential errors, including duplicate accounts, incorrect payment histories, and fraudulent entries
- Assessment of outdated information that should be removed
- Verification of account ownership and payment records
Dispute Resolution Process:
- Preparation and submission of detailed dispute letters to credit bureaus
- Direct communication with creditors to verify account information
- Monitoring of credit bureau response timelines
- Follow-up investigations for unresolved disputes
- Appeals of unsuccessful dispute outcomes
Common Issues We Address:
- Identity theft-related accounts
- Accounts belonging to others with similar names
- Incorrect payment status reporting
- Outdated negative information
- Mixed credit files
- Accounts discharged in bankruptcy still showing as active
- Incorrect personal information
- Unauthorized hard inquiries
Additional Services:
- Guidance on improving credit scores
- Assistance with obtaining free annual credit reports
- Education on credit monitoring services
- Support in documenting financial damages from reporting errors
- Pursuit of compensation for FCRA violations when applicable
Our goal is to help you maintain an accurate credit report that properly reflects your credit history and financial responsibility. Learn more about these issues at FCRA Violations or you can Schedule a Free Consultation