FAQs

Q: Can a Texas Partial Release be finished in less than 45 days?

No. There are several filings that have to be made in the county record, mailings to be sent to the judgment creditor via Certified Mail, and a mandatory 30 day waiting period.

Q: Can I have the title company write you a check for your fees?

We can accept funds paid at closing, provided that your judgment negotiation fee is more than $750 and you have paid ½ of the legal fees to get started. For example, if your judgment settlement costs $1250 with us, you can pay $625 to get us started and $625 from the title company when you close.

Q: Why do I want to pay for the judgment at the title company? Why can’t I just pay the judgment creditor?

Many judgment creditors will take from 30-90 days to issue a release of judgment. The title company will not close on the property until the release of judgment is filed in the county or court. This can significantly delay your closing and you may lose a buyer or seller. If the title company issues the check to the judgment creditor directly, they can close immediately and do not need to wait for the release of judgment.

Q: How to hire the law firm

First, we will lawsuit that created the judgment and discuss your goals to determine which type of judgment settlement is right for you. Then, we will create an engagement agreement that outlines the judgment creditors to be contacted, your goals and our fees. This agreement will be sent to you electronically for your review and signature. After you sign the agreement and make the first payment, we will begin working on your case. You will receive a welcome email and phone call once we start working for you. You can also schedule a payment plan and complete any other necessary paperwork online.

Q: Settle the Judgment and Pay at the Title Company

If you're closing on a home and need to settle a judgment, we can negotiate a settlement and arrange for the title company to pay the judgment creditors directly from the closing proceeds. You may need to bring additional funds to closing to satisfy the judgment. We will need to know the name of your title company and escrow officer. After you hire us, we'll gather information about your difficult situation and make a strong initial settlement offer to the company that sued you. This offer will highlight the specific problems you're facing. We'll negotiate until everyone agrees on a settlement amount. During this process, we'll stay in touch with you, letting you know about all settlement offers and giving you professional advice and guidance on what to do next. When everyone agrees on a settlement amount, we'll write up a formal settlement agreement for you to sign. We will send the settlement agreement to the title company. After they receive the final payment, we'll get the judgment released, file it in the correct court and county for you, and give you the filed release of judgment for your records.

Q: Why is the amount so much higher than the amount on the judgment?

In Texas, a judgment carries a minimum default interest rate of 5% per annum. The judgment creditor is also allowed to add collection costs and fees on to the judgment amount.