What is “debt validation,” and why is it important?

Q: What is “debt validation,” and why is it important?

Debt validation is your right to request that a debt collector provide proof that the debt is valid and that they have the right to collect it . This forces the collector to provide information like the original creditor, the original account number, and documentation of the debt. If they cannot validate the debt, they may be required to stop collection efforts.

Debt validation is your right to request that a debt collector provide proof that the debt is valid and that they have the right to collect it. This forces the collector to provide information like the original creditor, the original account number, and documentation of the debt. If they cannot validate the debt, they may be required to stop collection efforts.